Our Program

Our proven program enables hard-working families to get into a brand new home without a big down payment or perfect credit.

Our customers are deserving, hard working people who did not have enough money saved for the down payment needed to get into the home their family really needed and deserved. And many of them thought they didn’t have the credit strength necessary to qualify for a mortgage, either. For them, the American Home Partners program proved to be the right answer. It can be your answer too, if you’ve got what it takes to succeed.

Construction Loan Processing

We provide flexible construction loan financing. We’ll finance up to 95% for the purchase of your land and 100% for the materials, labor and related costs to build your new home. Best of all, we don’t require you to make payments while you’re building, so you won’t have to worry about paying rent and paying us at the same time.

Your participation is key. We enable you to manage the construction of your new home and eliminate the need for a general contractor and more importantly, the general contractor’s fee. Any direct labor you perform further reduces the total cost of building your home. Here’s the bottom line – the money saved from your participation becomes equity in your new home, replacing the need for the down payment. That equity enables you to qualify for a permanent mortgage and, of course, a new home for you and your family to enjoy.

We Succeed By Working Together

We’ll handle tasks such as supplying the house plans, arranging for the delivery of materials and paying your subcontractors. We also provide the construction support and the know-how that allows you to become the "Project Manager" to oversee the construction of your home. We do not expect you to build your home alone – we work with you to make sure you succeed.

Your investment is your time and commitment, our investment is the majority of funds necessary for your home to be completed. We can not recover our investment unless you successfully complete your home and obtain a permanent mortgage.